The Central Individual Credit Register is an instrument used to curb excessive indebtedness. It records information on all the loans contracted by natural persons for private purposes as well as any overdue debts relating to these loans. It is compulsory for lenders to consult the Central Individual Credit Register before granting any loans.

2013-05-13 Latest data relating to records held at the Central Individual Credit Register
2013-01-23 The Central Individual Credit Register: main developments in 2012 (Dutch - French)

Tasks
The recording and supply of this information to lenders aims to strengthen the means of preventing the excessive indebtedness of private individuals.
Participants
The data recorded are reported by lenders, i.e. banks, insurance companies, financing companies, etc.
Information reported
Generally speaking, the information included relates to all consumer credits and mortgage loans, contracted by natural persons for private purposes as well as any overdue debts arising from these credits.
Definitions
Consultation
Both lenders and consumers may consult data.
Statistics Central Individual Credit Register
The National Bank publishes monthly statistics regarding the number of contracts and persons recorded by the Central Register, along with an annual statistical report..
Order form statistical report
FAQ
Contacts
Legislation