Central Credit Register
Central Individual Credit Register
The Central Individual Credit Register is an instrument used to curb excessive indebtedness.  It records information on all loans contracted by natural persons for private purposes as well as any overdue debts relating to these loans. It is compulsory for lenders to consult the Central Individual Credit Register before granting any loans.
The Central Corporate Credit Register
The Central Corporate Credit Register (CCCR) is directed mainly at banks enabling them to assess the risks they incur when granting loans to the self-employed and companies.
The Central Depositary for Protests
On 21 November 2011, the banking sector took over the central processing of bills of exchange (CPBE), a dematerialised debt collection system which presented bills of exchange and promissory notes for payment by the drawee’s bank. Prior to that date, this task was carried out by the National Bank of Belgium. Legal responsibility for the central depositary for protests is still in the Bank's hands for the time being. This involves a number of tasks regulated by law with regard to the preparation, publication and dissemination of protests lodged in case of non-payment of commercial paper.